Home Mortgage Wholesale Underwriter Full-time Job

1 month ago   Other   Worldwide   46 views
Job Details

Title: Home Mortgage Wholesale Underwriter (Remote)

Location: Remote, US
Category: Operations, Lending, Mortgage
Reference Number: 217141
Job Type: 1st Shift


The Underwriter is responsible for providing a loan decision based on an individual s credit history, financial position and strength of Collateral. An extensive understanding of Agency and FAMC guidelines is required. The ability to manage work flow and provide exemplary customer service is essential.

  • Complete thorough analysis of loan files to determine compliance with Company, investor and agency guidelines.
  • Maintain a minimum productivity level of 4 new loans per day.
  • Review conditions within posted turn times.
  • Communicate loan decisions to appropriate parties both orally and/or in Writing.
  • Respond to post closing, insuring and audit reviews.


  • Minimum of 4+ years Conventional Underwriting or equivalent experience. Goverment Designations are preferred.
  • Knowledge of Agency Guidelines, documents, and terminology, including automated systems. TRID experience preferred.
  • Exemplary customer service skills.
  • Excellent organizational skills.
  • Effective communication skills.
  • Work effectively in a team environment.
  • Work effectively in a fast pace environment with low tolerance for error.
  • Work outside of the standard business day may be required.
  • Must demonstrate commitment, dependability and respect for other employees with regular attendance, punctuality and adherence to agreed upon schedule.
  • Must be able to adapt to shifting priorities and tasks requiring average mental dexterity.
  • Able to problem solve by assessing and identifying causes, gathering relevant Information and generate possible solutions.
  • Ability to cope with stress of a high production position and meet stringent deadlines for completing tasks.

Hours and Work Schedule:

  • Hours per week: 40+
  • Work Schedule: Monday-Friday
    Position not available in Colorado

Why Work for Us At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague s or a dependent s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Equal Employment and Opportunity Employer/Disabled/VeteranCitizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.